Coverage
Coverages for Pet Groomers
A grooming business is insured by several policies that hand off to each other. Each page below takes one of them and says what it answers for, what it leaves to another policy, and where the handoff falls in a grooming business.
General Liability
When your work hurts a customer or a visitor, or damages their property, and where that stops and professional liability starts.
Property
The shop and what is in it, the grooming equipment, and the build-out you install in a van.
Commercial Auto
The van or trailer itself, the drive between appointments, and the vehicles your people drive for the business.
Workers’ Compensation
A groomer hurt on the job, and who counts as an employee when you add help.
Umbrella
Higher limits above the policies underneath, for a loss larger than they were written for.
Professional Liability
The animal in your care: an injury, an escape or a mistake in the service itself, and what general liability leaves to this policy.
If it is easier to start from the kind of business than from the policy, the service pages walk the same ground by shop or van.
Tell us whether you groom in a shop, from a van or both, who works for you and where, and a licensed agent will build the program around it — Get a Quote.